Class Code: 00406
IOWA DEPARTMENT OF ADMINISTRATIVE SERVICES –
HUMAN RESOURCES
BANK EXAMINER
Conducts examinations of state chartered banks and
their holding companies, subsidiaries, and affiliates; may supervise/direct the
evaluation or a segment of the examination; performs related work as required.
The
Work Examples and Competencies listed are for illustrative purposes only and
not intended to be the primary basis for position classification decisions.
Conducts the appraisal and classification of assets;
analysis of liabilities and capital; analysis of earnings trends and future
prospects; an evaluation of management and the soundness of its policies,
procedures, and practices; an analysis of an institution’s liquidity position;
and sensitivity to market risks.
Assists in the examination of banks and bank holding
companies and may be responsible for segments of, or an entire CAMELS component
of the overall examination scope.
Evaluates the adequacy of bank information technology
systems.
Assesses the bank’s compliance with the Bank Secrecy
Act and the Iowa Consumer Credit Code.
Develops and recommends corrections of weaknesses and
deficiencies in institution operations, management, policies, or other areas
subject to criticism.
Prepares and submits confidential reports of
examination that render a complete, concise, and factual presentation of the
bank’s affairs and conditions.
As directed by the Regional Manager, coordinates joint
or concurrent examination activities with other regulatory agencies as
circumstances dictate.
Assists in on-the-job training of examiners of lesser
experience.
Maintains knowledge by keeping abreast of developments
in both banking legislation and the banking industry.
Identifies and addresses risk factors and causes,
unsafe and unsound practices, and violations of laws and regulations that have
affected or may affect the condition and soundness of the financial
institution.
Provides feedback to the appropriate supervisory
personnel on the performance of employees assigned to the employee at
individual examinations.
Participates in and may conduct the examination of
state-chartered banks for compliance with laws, rules, and regulations.
Serves on detail assignment to administrative office to
perform bank analyst or other duties.
Conducts meetings as warranted with insured depository
institution officials and/or boards of directors to discuss the findings of the
examination, discuss corrective programs, and obtain commitments for correction
of deficiencies.
Participates in the periodic review of examination
procedures.
Conducts special investigations or examinations to
evaluate corporate applications.
Visits insured depository institutions for specific
supervisory purposes.
May be assigned to work with other regions or the
central office on a temporary basis.
Performs other assignments as the needs of the
Division of Banking dictate.
Knowledge of the vision,
mission, goals, objectives, policies, and procedures of the Iowa Division of
Banking.
Knowledge of bank
examination and reporting procedures and standards.
Knowledge of banking laws,
regulations, and the Iowa Division of Banking examination procedures and
policies.
Ability to communicate
effectively, both orally and in writing.
Ability to analyze and
interpret bank accounting and financial data with banking laws, rules, and
regulations.
Ability to deal effectively
with personnel, officials of financial institutions examined, regulatory
authorities, and the general public.
Ability to organize work to
produce numerous high quality, diverse work products in a timely manner.
Ability to use word
processing/spreadsheet software and web-based computer applications
proficiently.
Ability to respect and
maintain the confidentiality required by the position.
Displays high standards of
ethical conduct. Exhibits honesty and
integrity. Refrains from theft-related,
dishonest or unethical behavior.
Works and communicates with
internal and external clients and customers to meet their needs in a polite,
courteous, and cooperative manner.
Committed to quality service.
Displays a high level of
initiative, effort and commitment towards completing assignments
efficiently. Works with minimal
supervision. Demonstrates responsible
behavior and attention to detail.
Responds appropriately to
supervision. Follows policy and
cooperates with supervisors.
Aligns behavior with the
needs, priorities and goals of the organization.
Encourages and facilitates
cooperation, pride, trust, and group identity.
Fosters commitment and team spirit.
Expresses information to individuals or groups effectively, taking into account the audience and nature of the information. Listens to others and responds appropriately.
Graduation from an
accredited four-year college or university with a bachelor’s degree in
accounting, banking, business education, real estate, business administration,
economics or finance;
OR
experience in auditing, accounting, banking or
examining financial institutions may be substituted for the required education
on the basis of one year (thirty semester hours is equivalent to one year) up
to a maximum substitution of four years.
NOTE:
Travel may be required for
positions in this class. Employees must
arrange transportation to and from assigned work areas.
NOTE:
Positions in this class are
exempt from the screening and referral requirements of the Iowa Department of
Administrative Services – Human Resources Enterprise. Apply directly to the Banking Division of the
Iowa Department of Commerce.
Effective
Date: 04/08 SH