Class Code: 00408
IOWA DEPARTMENT OF ADMINISTRATIVE SERVICES –
HUMAN RESOURCES
BANK EXAMINER-SENIOR
DEFINITION
Conducts examinations of state chartered banks and
their holding companies, subsidiaries, and affiliates and acts as the examiner-in-charge
in large, complex and problematic banks or departments of large banks; performs
related work as required.
The
Work Examples and Competencies listed are for illustrative purposes only and
not intended to be the primary basis for position classification decisions.
WORK EXAMPLES
Acts as examiner-in-charge
of bank examinations or inspection of state banks and bank holding companies,
including the larger, more complex, and problematic banking institutions in the
region. May also assist in the examinations
of banks and bank holding companies.
Identifies and addresses
risk factors and causes, unsafe and unsound practices, and violations of laws
and regulations that have affected or may affect the condition and soundness of
banks and bank holding companies. Risk
areas to be examined will include at a minimum capital adequacy, asset quality,
management, earnings performance, liquidity, interest rate sensitivity,
operations, and internal controls.
Assists in the examination
of banks and bank holding companies and may be responsible for segments of, or
an entire CAMELS component of the overall examination scope.
Plans, organizes, and
manages examination activities; supervises assigned staff; directs
examination/inspection of all phases of financial institution performance and
activities which may involve very complex issues and extensive investigations
to reach conclusions.
Prepares and submits
confidential reports of examination that render a complete, concise, and
factual presentation of the bank’s affairs and conditions.
Meets with officers and/or
directors of financial institutions as needed to discuss examination findings,
discuss corrective programs, and obtain commitments for correction of
deficiencies.
Assists as directed by the
Regional Manager in the scheduling of employees, determining the training needs
of the staff, assigning priorities to work to be completed, ensuring
examination report quality, evaluating employee performance, and providing
employees ongoing feedback on their performance.
Provides guidance to
examiners on Division policies, procedures, regulations, laws, examination
techniques, and other matters requiring technical and administrative aspects of
their work.
In the absence of the
Regional Manager, employee may assume responsibility for the activities and
affairs of the region.
Supervises the performance
of special projects related to supervision and regulation of financial
institutions; handles projects of a highly complex nature; serves on IDOB
special project groups.
Stays abreast of
developments in both banking legislation and the banking industry.
Conducts special
investigations or examinations as directed.
Performs other related
assignments normally performed by Examiner employees as needed.
Serves on detail
assignments at the central office to perform Bank Analyst or other duties.
COMPETENCIES REQUIRED
Knowledge of the vision,
mission, goals, objectives, policies, and procedures of the Division of
Banking.
Knowledge of banking laws,
regulations, and IDOB examination procedures and policies.
Ability to independently
carry out job duties on a daily basis without direct supervision.
Ability to plan and
organize resources necessary to complete the largest and most complex
examinations in the region.
Ability to effectively lead
examining personnel by providing advice, review and oversight.
Ability to analyze and
interpret bank accounting and financial data with banking laws, rules, and
regulations.
Ability to deal effectively
with personnel, officials of financial institutions examined, regulatory
authorities, and the general public; possess strong communication skills, both
oral and written.
Ability to accurately
assess and analyze all component areas in the CAMELS rating system.
Ability to use word
processing/spreadsheet software and web-based computer applications.
Displays high standards of
ethical conduct. Exhibits honesty and
integrity. Refrains from theft-related,
dishonest or unethical behavior.
Works and communicates with
internal and external clients and customers to meet their needs in a polite,
courteous, and cooperative manner.
Committed to quality service.
Displays a high level of
initiative, effort and commitment towards completing assignments
efficiently. Works with minimal
supervision, demonstrates responsible behavior and attention to detail.
Responds appropriately to
supervision. Follows policy and
cooperates with supervisors.
Acts to align one’s
behavior with the needs, priorities and goals of the organization.
Encourages and facilitates
cooperation, pride, trust, and group identity.
Fosters commitment and team spirit.
Expresses information to
individuals or groups effectively, taking into account the audience and nature
of the information. Listens to others
and responds appropriately.
EDUCATION, EXPERIENCE, AND SPECIAL REQUIREMENTS
Graduation from an accredited four-year college or
university with a bachelor’s degree in accounting, banking, business education,
real estate, business administration or finance and five years of full-time
work in auditing, accounting, banking or examining financial institutions;
OR
experience
equal to four years of full-time work at the managerial level in a financial
institution, farm credit system or other short-term, intermediate or long-term
lender;
OR
an
equivalent combination of education and experience substituting one year of the
required experience described in the first clause for each year (thirty
semester hours is equivalent to one year) of the required education to a
maximum substitution of four years;
OR
graduation
from an accredited school of law and experience equal to two years of the
required experience described in the first clause;
OR
graduate level coursework in
accounting, banking, business administration or finance may be substituted for
each year (thirty semester hours is equivalent to one year) of the required
experience in the first clause to a maximum substitution of two years;
OR
employees
with current continuous experience in the state executive branch that
includes full-time experience equal to five years of full-time work as a Bank
Examiner.
NOTE:
Travel may be required for positions in this
class. Employees must arrange
transportation to and from assigned work areas.
NOTE:
Positions in this class are exempt from the screening
and referral requirements of the Iowa Department of Administrative Services –
Human Resources Enterprise. Apply
directly to the Banking Division of the Iowa Department of Commerce.
Effective
Date: 04/08
SH